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8 min read · 2026-06-07

Kharidar Syllabus, Exam Pattern & Salary

Kharidar syllabus, exam pattern and salary structure for Loksewa Kharidar candidates, what to study, how the exam works, and what the role pays.

Kharidar is the entry-level post in Loksewa's Nijamati Sewa. For candidates who finished SLC/SEE and intermediate, it is the most accessible doorway into government service. This guide walks through the syllabus, exam pattern, and the salary structure you should realistically expect.

Verify every detail below against the latest psc.gov.np notice for your cycle. We deliberately keep salary numbers conservative and don't name a specific scale rupee figure, civil service pay scales are revised periodically and a wrong number in this guide would mislead readers more than help them.

Who can apply

The minimum educational qualification for Kharidar is generally completion of SLC / SEE. Age limits, reservation quotas (women, indigenous nationalities, Madhesi, Dalit, persons with disability, those from remote regions) and the maximum number of attempts are all set by the vacancy notice, read it carefully because they vary across cycles.

The written exam pattern

Kharidar typically has a single objective written paper covering general knowledge, general intelligence (IQ), basic Nepali, basic English, and elementary mathematics. Mark distribution varies; the part to plan around is that GK and Nepali are usually the heaviest sections.

  • General Knowledge, Nepal history, geography, governance, current affairs.
  • General Intelligence / IQ, number series, basic reasoning, analogies.
  • Nepali, grammar, vocabulary, basic comprehension.
  • English, grammar, vocabulary, basic comprehension.
  • Maths, percentages, ratios, simple interest, basic arithmetic.

What to study, in priority order

  1. Nepal GK, history of unification, geography (zones / provinces / districts), constitution basics, current affairs of the last 6-12 months. Highest payoff per study hour.
  2. Nepali grammar, vyakaran is where many candidates leak easy marks. Daily 15-20 grammar MCQs for at least 6 weeks.
  3. Basic maths, work through the high-frequency topic set (percentages, simple interest, ratio + proportion, profit + loss, basic algebra). The questions are not hard; speed matters.
  4. English basics, articles, prepositions, tense, simple comprehension. Aim for accuracy, not depth.
  5. IQ, the cheapest section to improve. 10 minutes a day for 4 weeks usually adds 3-5 marks.

Realistic salary expectations

We deliberately do not state a precise rupee figure here because the basic pay scale, dearness allowance, and other components are revised by the Government of Nepal periodically. What we can say honestly:

  • Kharidar sits at the entry scale of Nijamati Sewa. The starting basic pay is the lowest of the three positions in this trio.
  • Total compensation usually includes basic pay, dearness allowance, and a number of position-specific allowances. The take-home is meaningfully higher than the basic pay number alone.
  • Pension, gratuity, medical reimbursement, and accumulated leave benefits make the long-run economics quite different from a private-sector job of equivalent gross pay.
  • For the current cycle's specific numbers, the authoritative source is the Government of Nepal's Salary Commission notification and the Ministry of Federal Affairs and General Administration website.
If a Loksewa guide cites an exact "Kharidar gets Rs X per month" number without sourcing it to a dated notification, treat it with caution. The figures move and the staleness is hard to spot on websites that do not date their content.

How long it really takes to crack Kharidar

Honest answer: most successful Kharidar candidates we have talked to studied seriously for between four and nine months. A handful made it in three with full-time prep; a much larger group studied 6+ months while balancing a job or college. Anyone selling you a "30-day crash course" is selling you something other than results.

Where Pragati fits in your prep

For Kharidar prep specifically, the levers we built Pragati around are exactly the levers that move marks at this tier, a daily MCQ habit (often 30-50 questions / day is enough), spaced repetition so the topics you keep missing show up at the right intervals, and full mock exams under timer in the last 4-6 weeks.

Read the Loksewa preparation guide

If you are weighing Nayab Subba against Kharidar, degree, age limit, and salary trajectory all change, read the Nayab Subba syllabus + pattern guide for the bachelors-level path.