8 min read · 2026-06-07
Kharidar Syllabus, Exam Pattern & Salary
Kharidar syllabus, exam pattern and salary structure for Loksewa Kharidar candidates, what to study, how the exam works, and what the role pays.
Kharidar is the entry-level post in Loksewa's Nijamati Sewa. For candidates who finished SLC/SEE and intermediate, it is the most accessible doorway into government service. This guide walks through the syllabus, exam pattern, and the salary structure you should realistically expect.
Who can apply
The minimum educational qualification for Kharidar is generally completion of SLC / SEE. Age limits, reservation quotas (women, indigenous nationalities, Madhesi, Dalit, persons with disability, those from remote regions) and the maximum number of attempts are all set by the vacancy notice, read it carefully because they vary across cycles.
The written exam pattern
Kharidar typically has a single objective written paper covering general knowledge, general intelligence (IQ), basic Nepali, basic English, and elementary mathematics. Mark distribution varies; the part to plan around is that GK and Nepali are usually the heaviest sections.
- General Knowledge, Nepal history, geography, governance, current affairs.
- General Intelligence / IQ, number series, basic reasoning, analogies.
- Nepali, grammar, vocabulary, basic comprehension.
- English, grammar, vocabulary, basic comprehension.
- Maths, percentages, ratios, simple interest, basic arithmetic.
What to study, in priority order
- Nepal GK, history of unification, geography (zones / provinces / districts), constitution basics, current affairs of the last 6-12 months. Highest payoff per study hour.
- Nepali grammar, vyakaran is where many candidates leak easy marks. Daily 15-20 grammar MCQs for at least 6 weeks.
- Basic maths, work through the high-frequency topic set (percentages, simple interest, ratio + proportion, profit + loss, basic algebra). The questions are not hard; speed matters.
- English basics, articles, prepositions, tense, simple comprehension. Aim for accuracy, not depth.
- IQ, the cheapest section to improve. 10 minutes a day for 4 weeks usually adds 3-5 marks.
Realistic salary expectations
We deliberately do not state a precise rupee figure here because the basic pay scale, dearness allowance, and other components are revised by the Government of Nepal periodically. What we can say honestly:
- Kharidar sits at the entry scale of Nijamati Sewa. The starting basic pay is the lowest of the three positions in this trio.
- Total compensation usually includes basic pay, dearness allowance, and a number of position-specific allowances. The take-home is meaningfully higher than the basic pay number alone.
- Pension, gratuity, medical reimbursement, and accumulated leave benefits make the long-run economics quite different from a private-sector job of equivalent gross pay.
- For the current cycle's specific numbers, the authoritative source is the Government of Nepal's Salary Commission notification and the Ministry of Federal Affairs and General Administration website.
How long it really takes to crack Kharidar
Honest answer: most successful Kharidar candidates we have talked to studied seriously for between four and nine months. A handful made it in three with full-time prep; a much larger group studied 6+ months while balancing a job or college. Anyone selling you a "30-day crash course" is selling you something other than results.
Where Pragati fits in your prep
For Kharidar prep specifically, the levers we built Pragati around are exactly the levers that move marks at this tier, a daily MCQ habit (often 30-50 questions / day is enough), spaced repetition so the topics you keep missing show up at the right intervals, and full mock exams under timer in the last 4-6 weeks.
Read the Loksewa preparation guideIf you are weighing Nayab Subba against Kharidar, degree, age limit, and salary trajectory all change, read the Nayab Subba syllabus + pattern guide for the bachelors-level path.